Future value is what a lump sum invested today grows to after earning compound interest for n years: FV = PV × (1 + r)^n, where r is the annual rate in decimal form.

Equity-oriented goals often use 10–12% for long horizons; debt goals 6–8%. These are illustrative — mutual fund and FD returns vary. SEBI mandates that mutual fund advertising cannot guarantee returns.

This FV calculator models a one-time investment. For monthly instalments, use the SIP calculator which applies annuity future-value math.

Nominal FV ignores purchasing power. If inflation is 6% and your investment grows at 8%, real return ≈ 2%. Use the inflation calculator to project future expenses.

No. FV assumes a constant annual return. Market-linked products fluctuate; use conservative assumptions for planning.

₹5,00,000 at 12% for 10 years → FV ≈ ₹15,52,924. Total growth ≈ ₹10,52,924 over the principal.

Enter present amount, annual rate and years in FV mode. The result is a compounded illustration, not a promise of equity or MF returns. Adjust rate downward for conservative planning.

Compare nominal FV with an inflation-adjusted (real) view using your assumed inflation rate. A high nominal corpus can still buy less if prices rise fast. Figures are educational estimates.