Up to three simultaneous goals — for example child education, home down payment and retirement corpus — each with its own timeline and inflation assumption.

Future cost = today's target × (1 + inflation%)^years. Example: ₹10 lakh today at 6% inflation for 10 years ≈ ₹17.9 lakh needed at the goal date.

Yes. Each goal gets its own required monthly SIP based on its inflated future cost, return assumption and years remaining. Total monthly SIP is the sum across goals.

This calculator uses one assumed return for all goals. For goal-specific return assumptions, run separate goal SIP calculations.

No. SEBI mandates that mutual fund investments are subject to market risks. Projections are illustrative.

Fund the nearest or most critical goal first, or reduce target amounts / extend timelines. Revisit annually as income grows.

Use this multi-goal planner when you need SIPs for up to three goals in one view. Use Goal SIP for a single reverse-solved monthly amount. Use Goal Savings Tracker to log actual vs required progress on one named goal, and Visual Goal Timeline for a year-map view.

Add each goal with its target year, today’s cost and inflation, then review the combined monthly SIP. If the total exceeds your budget, delay or reduce lower-priority goals. Returns assumed are not guaranteed.

Yes — treat them as timed goals with inflation on today’s cost. Assign a realistic return assumption (often lower for near-term goals). The planner is educational, not a product recommendation.