Any named financial goal — vacation fund, car purchase, wedding, emergency corpus — where you know the target amount, years remaining and expected return.

The cumulative investment you would need by each period if you followed the flat monthly SIP that reaches your target corpus at the assumed return. Compare your actual cumulative contributions against this path.

Monthly mode suits active SIP trackers with 12 inputs per year. Annual mode is quicker when you only know yearly totals (e.g. from tax statements).

Yes — if your average monthly contribution continues at the current pace, the tool projects corpus using the same SIP formula. Actual market returns will differ.

This tool tracks one goal at a time. Use the financial goal planner or visual goal planner for multiple simultaneous goals.

No. Illustrative planning tool only. Consult a SEBI-registered adviser for personalised recommendations.

Monthly reviews help if you invest every month; yearly is enough for long goals if you update actual invested amounts and target. Compare actual path vs required path to see shortfall early.

Yes — create a dedicated goal with its target date and amount so retirement SIPs are not mixed mentally with near-term housing money. This tracker does not move money between accounts.